Understanding your retirement risks

Having defined your needs, you need to consider what key risks you face in meeting those needs after retirement, and how you can manage these risks.

Most people associate the word "risk" with bad outcomes. However, the "flip side" is that taking risks also creates the opportunity for very good outcomes. In managing these risks, you should be most concerned about minimising the chance of outcomes that would cause you a great deal of pain and regret.

In the next section, we explain three important risks you must understand in order to best use your retirement savings to meet your needs.

Legal Disclaimer

The information contained in this guide does not constitute advice by the Board of Trustees or by its advisors. If you need more information on how you can invest your retirement benefit, you should seek professional advice from a licensed financial advisor.